r/UKPersonalFinance

Can you post your project here?

Self-promotion and advertisements are generally banned, with requests for money also prohibited. However, personally created relevant websites, YouTube channels, or apps may be permitted following global Reddit guidelines for self-promotion, and academic surveys might be allowed with prior moderator approval.

Before you post: Self-promotion is generally banned as per Rule 12. However, personally created relevant websites, YouTube channels, or apps may be permitted if they follow global Reddit guidelines on self-promotion. Academic surveys may be permitted with prior moderator approval. Always message the mods if in doubt.

The rules, in their words

1. Be Nice, Civil Discourse, Don't Judge: * Be kind. * Don't judge people's situations or behaviours. * The subreddit is for [civil discourse](https://en.wikipedia.org/wiki/Civil_discourse), defined as "engagement in conversation intended to enhance understanding". * If engaged in debate, [argue in good faith](https://en.wikipedia.org/wiki/Good_faith) and assume that all parties involved are doing the same. * Don't be argumentative, even if you're right. * Report rude or otherwise rule-breaking comments rather than responding in kind.
2. Responses must be helpful and high quality: * Give constructive help and advice. Be friendly and kind * Stick to the topic of finance - give reasons for what you say * Top level comments must be on topic - no jokes or banter * [No 'hookers and blow' or 'onlyfans' jokes](https://redd.it/rhyc7i) * [Don't make contextless recommendations, especially of high risk assets e.g. stocks/shares/crypto](https://redd.it/rkrnqi) * No moralising * Don't be pedantic * Don't pile on or "chime in" if your opinion adds nothing to the comments already made
3. Posts must be about personal finances: * Career advice, legal advice, housing, car questions, and UK news all [have their own subreddits](https://www.reddit.com/r/UKPersonalFinance/comments/npwwlz/moratorium_on_home_buying_and_career_questions/). * Just because something costs money doesn't make it about personal finances. Don't post asking how much you 'should' spend on a car/holiday/groceries, or whether a product is 'worth the money'. * Don't post with only a news article. * For company-specific questions, contact the company.
4. Read our Wiki before posting: * We answer many common questions [in our Wiki](https://ukpersonal.finance/), especially [our famous flowchart](https://ukpersonal.finance/flowchart/). * Please check the wiki first, and mention that you have done so. * Posts that are answered on the wiki will be removed at the discretion of the mods. * Don't post interest rate announcements - see [our savings and goals wiki page](https://ukpersonal.finance/goals/#Short_term_savings_under_5_years_%F0%9F%95%92) for the best rates on the market.
5. Help us help you: * Use a clear and descriptive title. * Provide further information in the body of your post. See https://ukpersonal.finance/help-us-help-you/ for what information to include. * Show the research you've done and say why that hasn't answered your question.
6. No market or exchange-rate timing questions: * Don't post market timing questions such as 'is now a good time buy a house/USD/index funds/bitcoin?'. * Our [Market Timing wiki page](https://ukpersonal.finance/market-timing/) explains why these questions can't be answered, and provides strategies for making timing decisions about the stock market, housing, exchange rates, etc.
7. No comparison questions, survery-style questions, DAE questions, unanswerable questions: Don't post: * Comparison questions like 'how much do you earn?', 'how much do you spend on ...?' * Hypothetical questions like 'what would you do with £100k?', 'what's the max you'd spend on a car?' * 'Does anyone else...' * Survey style posts like 'what are you saving up for?', 'what's the biggest financial mistake you've made?’ * Questions that can’t be answered without a significant amount of speculation, e.g. 'what changes might be in the next government budget?'
8. No politics: * Whilst personal finance and politics are inextricably linked, this sub is not a venue for political debate. Posts and comments of a directly political nature belong in /r/ukpolitics and will be removed from UKPF. * If discussing governments and policies, do so in a non-inflammatory manner. * Avoid throwaway jokes about politics or politicians. * Don't make posts about potential policy changes (which are not yet implemented, and are only proposed or speculated about).
9. No referral codes or schemes: * Don't post or ask for referral codes (or invite others to PM you for them, or PM people with them). * This applies whether they are for mutual benefit or not.
10. Don't delete posts or comments: * This subreddit is valuable reading material for those with similar questions in the future. Please do not delete the content of your comments or posts. * Scripts which automatically erase your comment history are not welcome here. * The use of throwaways to protect your privacy is strongly encouraged. * Moderators hide rule-breaking comments from public view (still visible to you), so you should not delete them yourself.
11. No requesting or offering DMs: It is forbidden to solicit private messages as a result of a person's activity in this subreddit. This is to protect all our members from * Low quality advice * Scams * Rulebreaking * Unlawful behaviour The exception to this is the discussion of private and personal matters not related to PF, such as emotional support. [If you receive a DM as a result of UKPF, please report it](https://reddit.com/r/UKPersonalFinance/comments/alhhxp/psa_if_anybody_pms_you_as_a_result_of_a_post_on/).
12. No ads or donation requests: * No ads, promotions, market research surveys etc. Some academic surveys may be permitted with prior moderator approval. * If you have personally created a relevant website, youtube channel, app etc, please follow [global reddit guidelines](https://www.reddit.com/wiki/selfpromotion#wiki_here_are_some_guidelines_for_best_practices) on self promotion. * Do not post requests for money, or offer to send money to other members. * If in doubt, message the mods.
13. No trolling, bots or memes: * UKPF is a meme free zone * This includes bots, which will be banned on sight * Obvious trolling will be removed and troll accounts banned * No AI-generated posts or comments
14. No discussion of unlawful activities: Includes criminal and civil law such as: * Piracy * Theft (including non-payment of services) * Fraudulent loan defaults * Tax evasion Hypothetical discussions are subject to the same rules.
15. Contact the mods before making meta threads: * If you have any feedback or issues with the subreddit in general, please [message the mods](https://www.reddit.com/message/compose/?to=/r/UKPersonalFinance) before posting a thread. * If you're dissatisfied with the response, or you don't receive a response within seven days, please feel free to make a thread about your issue. * Put `[META]` in the title of any meta threads.